{"id":339,"date":"2020-10-30T10:47:40","date_gmt":"2020-10-30T13:47:40","guid":{"rendered":"https:\/\/arinteligencia.com.br\/?page_id=339"},"modified":"2025-08-14T15:11:07","modified_gmt":"2025-08-14T18:11:07","slug":"estruturacao-operacoes-financeiras","status":"publish","type":"page","link":"https:\/\/arinteligencia.com.br\/en\/areas-de-atuacao\/estruturacao-operacoes-financeiras\/","title":{"rendered":"Structuring Financial Operations"},"content":{"rendered":"
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Structuring Financial Operations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Intelligent guidance in structuring financial operations for the high standard real estate market.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Our Solution<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Leadership<\/h1>

In 2020, A.R Intelig\u00eancia de Mercado<\/strong> was recognized as a leader in the real estate market in the south of Brazil, structuring financial operations of credit and private equity, with the objective to get capital contribution to large real estate developers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Intelligent Structuring of Financial Transactions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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A.R. Intelig\u00eancia de Mercado is a specialized investment boutique dedicated to advising developers, urban planners, land developers, luxury real estate agents, investment funds, and family offices\u2014both domestic and international\u2014on complex financial transactions. The firm focuses on mitigating legal, strategic, operational, and economic risks associated with mergers and acquisitions (M&A), formation of corporate holding companies, family succession and tax planning, special purpose company creation, greenfield projects, built-to-suit (BTS) developments, private placements, and sale-leaseback agreements.<\/p>

Operating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers.<\/p>

Founded by a team of seasoned executives with over 18 years of market experience\u2014many from large multinational corporations\u2014A.R. was established to serve the luxury real estate and hotel sectors. Its expertise lies in structuring financial transactions for developers, urban planners, land developers, luxury real estate agencies, and hotel groups seeking capital from investment funds and family offices, both domestically and internationally.<\/p>

Beyond its strong capital origination capabilities, A.R. Intelig\u00eancia de Mercado has extensive experience in structuring and developing projects in the high-end real estate and hospitality sectors. This expertise has been honed through significant involvement in mergers, acquisitions, and structured transactions in the capital markets, both nationally and globally.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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A.R Intelig\u00eancia de Mercado Areas of Expertise <\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Operating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers. A.R Intelig\u00eancia de Mercado<\/b> atua na origina\u00e7\u00e3o e estrutura\u00e7\u00e3o de opera\u00e7\u00f5es de capta\u00e7\u00e3o de recursos financeiros para projetos de empreendimentos imobili\u00e1rios de luxo no Sul do Brasil, com capacidade para realiza\u00e7\u00e3o de estudos de viabilidade, identifica\u00e7\u00e3o de potenciais fundos de investimentos nacionais e estrangeiros para cada opera\u00e7\u00e3o, bem como:<\/p>

Identification of the demands of customers of the vertical real estate market through initial analysis of the company; analysis of the structure of the business and better strategic definition to be adopted by the corporation; definition of the best corporate and financial structure; preparation of the necessary financial analyses; advice during negotiations and preparation of indispensable documentation and due diligence; structuring of roadshows to approximate developers, construction companies and lotteries with national and foreign investment funds and family office, following the negotiations until its completion.<\/p>

Through extensive experience and excellent networking , the senior management of our corporation in the public and private sphere, A.R. Market Intelligence has the ability to originate and develop projects in an assertive way in various niches of the real estate sector, which provide high potential for financial return for our clients.<\/p>

Among A.R Intelig\u00eancia de Mercado<\/strong>'s main expertise is our ability to advice our clients on private placement, mergers and acquisitions (M&A). These operations consist of making investments in companies with differentiated growth potential that can generate attractive returns, and are normally carried out through capital contributions in companies, acquisition of shares (or convertible bonds into shares), sale of equity or joint ventures, among others.<\/p>

Operating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers. A.R Intelig\u00eancia de Mercado<\/b> will have the honor to serve you. For this reason, we have created direct channels to facilitate this communication. Click here and send a form stating the most convenient way for you to contact us, through our experts.<\/a><\/span><\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Capital contribution demands focused on the Real Estate Market<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Operating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers. AR MARKET INTELLIGENCE<\/strong> is prepared to assist your company in attracting investment funds, the so-called Private Equity, with the intention of providing capital for exponential growth of your business.<\/p>

Our office has access to investment funds, family offices through the capital market, which seek companies in Brazil with great growth potential and whose senior management is committed to results.<\/p>

This capital contribution can be used for business expansion, as working capital, inorganic growth (acquisitions of competitors), brand formation, expansion to new markets and financing internal projects.<\/p>

A.R Intelig\u00eancia de Mercado advises developers, construction companies and lotters to receive capital contribution in credit or Equity.<\/p>

Credit operations range from a minimum initial investment of USD 3,700,000 (three million seven hundred thousand dollars) to the amount of USD 182,000,000,000 (one hundred and eighty two million dollars), intended for working capital or new businesses focused on luxury real estate developments.<\/p>

As opera\u00e7\u00f5es de Equity v\u00e3o do ticket m\u00ednimo de R$ 30.000.000,00 (trinta milh\u00f5es de reais), a valores acima de R$ 1.000.000.000,00 (um bilh\u00e3o de reais) capitalizando corpora\u00e7\u00f5es para desenvolver seus novos empreendimentos imobili\u00e1rios de luxo com cronograma de obras de dura\u00e7\u00e3o entre 3 (tr\u00eas) a 10 (dez) anos.<\/p>

It is noteworthy that the entire structuring of financial operations for capital contribution sums promoted by A.R INTELIG\u00caNCIA DE MERCADO, will have to present real guarantees.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Smart business model offered A.R Intelig\u00eancia de Mercado for developers, construction companies and lotters\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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The business model to be signed between <\/span><\/span>AR MARKET INTELLIGENCE<\/span><\/span><\/strong> and the developers, builders and construction companies interested in getting capital contribution, is signed with transparency, honesty and ethics.<\/span><\/span><\/p>

The objective of A.R Intelig\u00eancia de Mercado is to evaluate, select and structure judiciously, only business opportunities with great chances of achieving success with investment funds, national and foreign family office.<\/span><\/span><\/p>

The new business opportunities presented to the investment funds and family office are dynamic and may cease to exist at any time, whether due to the delay in complying with any settlement of non-conformity by the real estate company, or due to withdrawal or any other reason. For this reason, we closely monitor the trends in the capital and real estate markets, as well as the ecosystem of investment funds and family offices.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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From A.R Intelig\u00eancia de Mercado corporate asset s take on our vertical real estate market clients and investment funds, national and foreign family office\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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According to our matrix of responsibilities we will present luxury real estate developments to receive capital from investment funds and family offices, when those projects are well structured and consistent with regard to viability under technical, commercial, operational and economic aspects to our clients in the real estate market.<\/p>

Cumpre ressaltar que, n\u00e3o integra a matriz de responsabilidade da A.R Intelig\u00eancia de Mercado, realizar qualquer aporte de capital, haja vista que tal decis\u00e3o depende, exclusivamente, dos fundos de investimentos, Family office e securitizadoras que tenham apetite pelos empreendimentos imobili\u00e1rios de luxo, os quais seus processos de gest\u00e3o, seus procedimentos e crit\u00e9rios de avalia\u00e7\u00e3o para a libera\u00e7\u00e3o de recursos financeiros. Assim, fica cristalino que o aporte de capital financeiro \u00e9 matriz de responsabilidade dos fundos de investimentos, family office nacionais\/estrangeiros e securitizadoras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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A.R Intelig\u00eancia de Mercado competitive differentials<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Depending on the situation of the company in the real estate market and the project that is the object of the capital contribution, we offer a smart business model that does not charge in advance any fixed cost to our clients in the real estate market, a situation in which remuneration is based only on success fee, that is, on success, at the end of the economic operation, paid by the capitalized or benefited company.<\/p>

Contracting A.R Intelig\u00eancia de Mercado<\/strong> , by signing an advisory contract in structuring financial operations, will only occur if we identify that the luxury real estate market client has a feasible business opportunity for receiving capital contributions with investment funds and family offices, that is, if the client meets the profile and procedures pre-defined by the investment funds, as this decision is exclusively the investment fund and family office.<\/p>

However, the close institutional and commercial relationship between A.R Intelig\u00eancia de Mercado<\/strong>\u00a0with national and foreign investment funds and family office, allows us to assertively direct the client of the real estate market to the investment fund that has an appetite with a greater chance of success.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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A.R Intelig\u00eancia de Mercado Working Method<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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When we receive a demand from a real estate developer, construction company or builders asking for capital for their luxury project, we at AR MARKET INTELLIGENCE<\/b>through our multidisciplinary team of experts, will make a diagnosis based on information provided by our clients in the real estate sector, such as: previous year audited balance sheet , registration of the merger, annual revenue, Earnings Before Interest, Taxes, Depreciation and Amortization - EBITDA, amount of the intended capital contribution, destination of the requested contribution, real guarantees , feasibility studies under technical, commercial, operational and economic aspects, among others. Said information and documents will also be used for the purpose of preparing an objective and assertive teaser, which we will present to investment funds and family offices that have a strategic alliance with A.R Intelig\u00eancia de Mercado.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Real estate developer, construction companies or builders seeking capital funds, get to know our innovative work method!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Voc\u00ea empresa da constru\u00e7\u00e3o civil do sul do pa\u00eds, que est\u00e1 em busca de aporte de capital, para os seus empreendimentos imobili\u00e1rios de luxo, veja o passo a passo do m\u00e9todo da A.R Intelig\u00eancia de Mercado para ter acesso aos fundos de investimentos e family office de uma forma objetiva e assertiva:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\tWith the objective of seeking capital contributions to investment funds, the developers, construction companies and builders, after signing an NDA, present to AR MARKET INTELLIGENCE<\/strong> the necessary strategic information and documents: previous year audited balance sheet, registration of the merger, annual revenue, Earnings Before Interest, Taxes, Depreciation and Amortization - EBITDA, amount of the intended capital contribution, destination of the requested contribution, real guarantees, feasibility studies under technical, commercial, operational and economic aspects A.R Intelig\u00eancia de Mercado , among others\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tA.R INTELIG\u00caNCIA DE MERCADO, in possession of the strategic information and necessary documents of the client concerned, checks them and analyzes them assertively the feasibility study under the technical, commercial, operational and economic aspects. After this study, A.R. INTELIG\u00caNCIA DE MERCADO will make a prior diagnosis of investment funds, national and foreign family office, which may have an appetite for the continuation or not of the capital contribution claim.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tAfter prior diagnosis, A.R. INTELIG\u00caNCIA DE MERCADO will present the developer, construction company or lotterfor signatures, the offer and the advisory contract in structuring financial operations duly initialed and signed with firm recognition by true or digital certification of the legal representatives of the real estate market company. After the contract, A.R INTELIG\u00caNCIA DE MERCADO prepares the TEASER for presentation to national and foreign investment funds and family office, which have strategic alliance with A.R INTELIG\u00caNCIA DE MERCADO To do so, to be assertive, we recommend that they participate in the preparation, analysis and validation of the TEASER, together with the multidisciplinary team of our corporation, the senior management of the developer , construction company or lottery, i.e., Chief Executive Officer - CEO, Chief Financial Officer - CFO, Chief Operating Officer - COO and other executives and employees who are necessary.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tA.R Intelig\u00eancia de Mercado presents for analysis to national and foreign investment funds and Family office, which have an appetite for the claim of capital contribution, the TEASER of the construction company interested.\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tA.R Intelig\u00eancia de Mercado brings to the client's knowledge of the real estate sector the opinion of national and foreign investment funds and family office, with the approval of the application and release of the credit, or possible recommendations of non-conformities to be corrected.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tIf there are non-conformities to the requirements required by investment funds, national and foreign family offices, the company of the vertical real estate market must manifest itself within 5 (five) business days from the receipt of the corporate e-mail communication from one of the specialists of the multidisciplinary team of A.R INTELIG\u00caNCIA DE MERCADO, about the interest in regularizing or not the said non-conformity. It is evident that if the company concerned does not manifest itself within this pre-established period, A.R INTELIG\u00caNCIA DE MERCADO will understand that there is no interest in advancing the negotiations.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tIf there is a real interest of the real estate company to correct the non-conformity, it will commit itself by means of a commitment term to adapt to the requirements within the procedures required by the investment funds.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tAfter compliance of procedures is done according to criteria of the investment funds and Family office, the developer, construction company or builders, will receive the capital contribution. In order to proceed at each stage, the requirements need to be confirmed and be in accordance with the management process, criteria and procedures for investment funds and family offices. In case of non-regularization of non-conformities during the stages, the process is closed.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
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talk to one of the experts on our multidisciplinary team<\/strong><\/span><\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Product Portfolio<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Certificate of Real Estate Receivables - CRI is an investment intended to finance real estate market transactions. Let's take an example. Imagine that your developer, builder or lotterhas made split sales, but needs cash resources to balance your cash flow.\u00a0<\/p>

In this scenario, with the advice of A.R Intelig\u00eancia de Mercado, we structured its financial operation and transformed the credits to be received into negotiable securities in the capital market, through national and foreign investment funds and securitization.<\/p>

As deb\u00eantures, por sua vez, representam a emiss\u00e3o da d\u00edvida de incorporadoras e urbanizadoras em formato de t\u00edtulos que podem ser adquiridos como forma de investimento, em troca de uma remunera\u00e7\u00e3o previamente combinada. Por meio delas, essas empresas podem captar recursos no mercado, por exemplo, para financiar projetos de empreendimentos imobili\u00e1rios de luxo.<\/p>

In general, debentures are issued to seek for financial resources from the market, since they are cheaper than banks. In addition, when choosing this path, companies in the real estate sector have the convenience of establishing the conditions under which the debt will be paid, and aligning the payments flow according to their financing needs.<\/p>

Right now, you may be asking yourself, \"What are the guarantees behind these titles\"?<\/p>

Well, CRIs are backed by real estate credit rights. Debentures, are linked to real guarantees such as assets (real estate buildings, for example), or rights that cannot be traded by the issuing company. These guarantees, however, are relevant by each issuance and are not necessarily offered in all debentures in the civil construction market<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tPURCHASE AND SALE OF RECEIVABLE PORTFOLIO FOR DEVELOPERS, CONSTRUCTION COMPANIES AND BUILDERS<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

The sale of receivables portfolio is an innovative option used by many construction companies as a way to finance their working capital, ensuring the entry of financial resources to balance their cash flow.<\/p>

It is a modality that requires planning, in order to allow the operational continuity of a company \u2013 without cash deficiencies \u2013 but at the same time does not compromise the company's profits unnecessarily, since there is a cost for this operation.
The sale of receivables, also called the sale or assignment of a portfolio of credits, is provided for in the Brazilian Civil Code, from article 286, which governs the way not only the credits, but all rights and duties linked to it are transferred from one party to the other.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Discover our smart solutions for acquiring real estate receivables<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tResidential\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tCorporate\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Anticipate receivables: <\/strong>Operation to anticipate the cash flow of future payments.<\/p>

Benefits:<\/strong>: Gera\u00e7\u00e3o de receita imediata e maior liquidez para as incorporadoras e urbanizadoras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\tReal Estate Receivables<\/span>Performed<\/span><\/cite>\t\t\t\t\t
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\n\t\t\t\t\t\tOperating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers. A.R Intelig\u00eancia de Mercado<\/strong> adquire cr\u00e9ditos imobili\u00e1rios de incorporadoras e urbanizadoras, decorrentes de contratos com aliena\u00e7\u00e3o fiduci\u00e1ria de im\u00f3veis residenciais e corporativos de empreendimentos imobili\u00e1rios de luxo conclu\u00eddos, dentro de crit\u00e9rios que os enquadrem nos procedimentos preestabelecidos pelos fundos de investimentos nacionais e estrangeiros, os quais fazem parte do networking da A.R INTELIG\u00caNCIA DE MERCADO\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\tReal Estate Receivables<\/span> Coming from High Standard Allotments<\/span><\/cite>\t\t\t\t\t
<\/path><\/svg><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tOperating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers. A.R Intelig\u00eancia de Mercado<\/strong> desenvolveu uma estrutura inteligente capaz de atender as particularidades de empreendimentos de luxo, durante o per\u00edodo de obras ou ap\u00f3s o termo de verifica\u00e7\u00e3o de obra - TVO, regidos pela legisla\u00e7\u00e3o pertinente a loteamentos, para oferecer aos originadores desses cr\u00e9ditos imobili\u00e1rios a possibilidade de ceder seus receb\u00edveis para securitiza\u00e7\u00e3o.\nA A.R Intelig\u00eancia de Mercado<\/strong> issues real estate receivables certificates - CRI in the capital market through national and foreign investment funds and securitizations that are part of the networking of our corporation\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\tCRI - Residential Receivables<\/span>Real Estate Receivables Performed<\/span><\/cite>\t\t\t\t\t
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\n\t\t\t\t\t\tOperating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers. A.R Intelig\u00eancia de Mercado<\/strong> adquire cr\u00e9ditos imobili\u00e1rios de incorporadoras, urbanizadoras e companhia hipotec\u00e1ria - CH, decorrentes de contratos de compra e venda de im\u00f3veis residenciais e corporativos de luxo de empreendimentos conclu\u00eddos, dentro de crit\u00e9rios que os enquadrem a um baixo risco de inadimpl\u00eancia. Os cr\u00e9ditos s\u00e3o securitizados pelos nossos parceiros e usados para emiss\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\tCRI - Residential Receivables<\/span>Real Estate Receivables From High Standard Allotments<\/span><\/cite>\t\t\t\t\t
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\n\t\t\t\t\t\tOperating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers. A.R Intelig\u00eancia de Mercado<\/strong> developed an innovative financial ecosystem to meet the particularities of enterprises governed by the legislation relevant to allotments, to offer the originators of these real estate credits the possibility to assign their receivables for securitization by our financial market partners. These ballasts are used for the issuance of Certificates of Real Estate Receivables and, once placed on the capital market, the funds will be allocated for payment to the originators of the credits transferred.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\tCRI - Residential Receivables<\/span>Unperformed Real Estate Receivables<\/span><\/cite>\t\t\t\t\t
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\n\t\t\t\t\t\tOperating predominantly in southern Brazil, A.R. is headquartered in Florian\u00f3polis, the capital of Santa Catarina, a region renowned for its high Human Development Index, international connectivity, and rising prominence in the real estate sector. Florian\u00f3polis is increasingly recognized as a hub of innovation, technology, and investment. The company also maintains a strategic office in S\u00e3o Paulo, located on Avenida Brigadeiro Faria Lima, one of Brazil\u2019s most vital commercial and financial centers. A.R Intelig\u00eancia de Mercado<\/strong> adquire receb\u00edveis imobili\u00e1rios residenciais e comerciais n\u00e3o performados e estrutura esse cr\u00e9dito de modo a mitigar os riscos existentes durante a fase de constru\u00e7\u00e3o. A venda dos t\u00edtulos no mercado de capitais proporciona aos originadores do cr\u00e9dito a obten\u00e7\u00e3o de recursos financeiros suficientes para a conclus\u00e3o do empreendimento e, em certas ocasi\u00f5es, antecipa os resultados do empreendimento imobili\u00e1rio de luxo.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\tCRI - Residential Receivables<\/span>Corporate Real Estate Assets<\/span><\/cite>\t\t\t\t\t
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\n\t\t\t\t\t\tEstrutura\u00e7\u00e3o de projetos para empreendimentos imobili\u00e1rios de luxo de desimobiliza\u00e7\u00e3o corporativa e capta\u00e7\u00e3o de recursos por meio de Certificados de Receb\u00edveis Imobili\u00e1rios (CRIs), em alian\u00e7a estrat\u00e9gica com os fundos de investimentos nacionais e estrangeiros e securitizadoras, que fazem parte do networking da alta dire\u00e7\u00e3o da A.R Intelig\u00eancia de Mercado<\/strong>.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
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Certificate of Real Estate Receivables - CRI<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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The Real Estate Receivable Certificate - CRI is a registered credit instrument backed by real estate credits and constitutes a promise of payment in cash. The CRI is originated through the formalization of a Securitization Term for Credits. In operations called by the securitization company as \u201cDispersed ones\u201d, the credits come from real estate financing for individuals or companies in properties that have already performed, that is, after the delivery property keys.<\/span><\/span><\/p>

Developers, construction companies and subdivision land development have you ever thought of receiving cash in advance? Anticipate your receivables without bureaucracy and obtain working capital to balance cash flow. <\/span><\/span>Contact us.<\/span><\/span><\/strong><\/span><\/a>.\u00a0<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\tReceivables Portfolio<\/span><\/cite>\t\t\t\t\t
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\n\t\t\t\t\t\tCredit product aimed at Real Estate Developers, Builders and Construction companies, which aims to promote financial resources using real estate receivables from units sold and already built as fiduciary guarantee.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Framework Conditions:<\/strong><\/p>